Global Bank Accounts
Open receiving accounts so customers and partners can pay you through local rails (ACH, SEPA, Pix, SPEI, Faster Payments, and more). Accounts live under Bank in the dashboard.
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Naming
Product copy uses global bank accounts. Do not call them virtual accounts or VAs in merchant-facing text.
Supported examples
- USD (United States) - ACH, Wire, FedNow
- EUR (Europe) - SEPA
- MXN (Mexico) - SPEI
- BRL (Brazil) - Pix
- GBP (United Kingdom) - Faster Payments
- COP (Colombia) - local bank transfer
Availability depends on environment, compliance, and partner coverage.
How to open an account
- Open Bank in the merchant dashboard.
- Pick a country under open / available accounts.
- Complete identity if it is not already verified for that environment.
- Pay the annual fee for that country through NodeRails checkout when prompted.
- After confirmation on a signed
payment.captured, the account becomes available. - Deposit instructions and activity appear on the account detail page.
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Annual fee
Global bank accounts are billed per country per year (published dashboard rates, for example $30 / $40). Fee checkout must succeed before the rail is fully live. Test environments may use sandbox partners and simulation tools.
After it is open
- Share deposit instructions from the account page.
- Track inbound activity and fees on the same account view.
- Use Own account when you want to settle crypto sales out to a bank you already own.